South Bay Volkswagen believes that credit shouldn't be the only factor that determines whether you get yourself a new car. That's why our convenient location near San Diego, California is the place to be for all things bad credit financing. From Volkswagen exclusive buying incentives to affordable solutions and a hassle-free environment, our VW finance team makes it as easy as possible to get behind the wheel of a new vehicle. Plus, we work hard to develop great relationships with banks and lenders, so that you can get an affordable bad credit financing plan. Our Volkswagen dealership also offers lease options, no credit financing, and low loan rates to help you avoid breaking the bank as you decide which Volkswagen model you want most. Get in touch with our team to get started today!

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Learn more about your Credit Score at your San Diego, CA Dealership

Credit Rating FactorsNegative ImpactPositive Impact
Little or No Credit HistoryX
On Time Debt Payments X
Excessive Existing DebtX
Filing for BankruptcyX
High Amount of Available Credit X
Having a Long-Standing Credit Account (< 8 years) X
Late or Missed PaymentsX
Foreclosures or RepossessionsX

Drive Away in a New Volkswagen Model with Bad Credit Financing from South Bay Volkswagen
San Diego, CA | National City, CA | Chula Vista, CA

At South Bay Volkswagen near San Diego, CA the only thing better than our financing options are the automobiles themselves. Starting with the iconic Volkswagen Jetta, we feature a lineup that includes one of the world's most versatile and popular four-door cars, ideal for getting from A to B in total comfort. Interested in having more space? Try out the Volkswagen Atlas, a seven-passenger SUV outfitted with the entire family in mind. We've got the Volkswagen Golf Alltrack too, a wagon design to tackle any road thanks to impressive all-wheel-drive capabilities. Learn more about the rest of our models and chat with our finance team today at South Bay Volkswagen!

Credit Score Breakdown
Excellent 750 & Above
Good 700-749
Fair 650-699
Poor 550-649
Bad 550 & Below
*data pulled from

Apply for Auto Financing in San Diego, CA Today

Applying for financing is easy! Visit South Bay Volkswagen near San Diego, CA in person, give our auto financing team a call, or simply continue exploring our website to start your financing application. Whether you're on the hunt for poor credit tips, low-interest rates, or just low monthly payments, filling out an application is the best way to get started!

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Dealership Hours
Mon - Fri8:30am - 9:00pm
Saturday9:00am - 8:00pm
Sunday10:00am - 7:00pm